Terms Of Use

THIS AGREEMENT IS INTENDED TO GOVERN USE OF THIS WEBSITE, WHICH IS OWNED AND OPERATED BY KRYS FINANCIALS A/S (REFERRED TO COLLECTIVELY IN THIS AGREEMENT AS "KRYS"). PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE. IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT USE THE WEBSITE.

KRYS may, without notice to you, at any time revise these Terms of Use and any other information contained in this Web site by updating this posting. KRYS may also make improvements or changes in the products, services, or programs described in this site at any time without notice.

General

This Web site contains proprietary notices and copyright information, the terms of which must be observed and followed.

This site and all content in this site may not be copied, reproduced, republished, uploaded, posted, transmitted, distributed, or used for the creation of derivative works without KRYS's prior written consent, except that KRYS grants you non-exclusive, non-transferable, limited permission to access and display the Web pages within this site, solely on your computer and for your personal, non-commercial use of this Web site. This permission is conditioned on your not modifying the content displayed on this site, your keeping intact all copyright, trademark, and other proprietary notices, and your acceptance of any terms, conditions, and notices accompanying the content or otherwise set forth in this site. Notwithstanding the foregoing, any software and other materials that are made available for downloading, access, or other use from this site with their own license terms, conditions, and notices will be governed by such terms, conditions, and notices.

Your failure to comply with the terms, conditions, and notices on this site will result in automatic termination of any rights granted to you, without prior notice, and you must immediately destroy all copies of downloaded materials in your possession or control. Except for the limited permission in the preceding paragraph, KRYS does not grant you any express or implied rights or licenses under any patents, trademarks, copyrights, or other proprietary or intellectual property rights. You may not mirror any of the content from this site on another Web site or in any other media.

Acceptance of Terms

You acknowledge that you have read and agree to be bound by these Terms of Use and to comply with all applicable laws and regulations, including without limitation U.S./Jamaican export and re-export control laws and regulations regarding the transmission of technical data exported from the United States/Jamaica or the country in which you reside. You further agree to comply with all local laws and regulations, including but not limited to any regulatory guidance issued by the Bank of Jamaica, the Financial Services Commission, or the Jamaica Stock Exchange, as well as with any Anti-Money Laundering, Anti-Terrorism and Proceeds of Crime regulations, and any rules regarding online conduct and acceptable content. You represent that you have the legal authority to accept these Terms of Use on behalf of yourself or any party you represent. IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT USE THE SITE.

Certain disclaimers

Information on this Web site is not promised or guaranteed to be correct, current, or complete, and this site may contain technical inaccuracies or typographical errors. KRYS assumes no responsibility (and expressly disclaims responsibility) for updating this site to keep information current or to ensure the accuracy or completeness of any posted information. Accordingly, you should confirm the accuracy and completeness of all posted information before making any decision related to any services, products, or other matters described in this site.

KRYS provides no assurances that any reported problems will be resolved by KRYS, even if KRYS elects to provide information with the goal of addressing a problem.

Confidential information

KRYS does not want to receive confidential or proprietary information from you through our Web site. Please note that any information or material sent to KRYS will be deemed NOT to be confidential. By sending KRYS any information or material, you grant KRYS an unrestricted, irrevocable license to copy, reproduce, publish, upload, post, transmit, distribute, publicly display, perform, modify, create derivative works from, and otherwise freely use, those materials or information. You also agree that KRYS is free to use any ideas, concepts, know-how, or techniques that you send us for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless: (a) we obtain your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it; or (c) we are required to do so by law. Personally-identifiable information that you submit to KRYS for the purpose of receiving products or services will be handled in accordance with our privacy policy.

Global availability

The products and services that you can view or access via this Site may not be allowed in certain jurisdictions outside of Jamaica. KRYS does not solicit the use of its products and services in jurisdictions where such use is prohibited by law. The products and services described in this Site are available only in geographical locations in which KRYS is authorised to operate, and KRYS reserves the right to make the final determination as to whether you are eligible for any product or service offered via this Site.

Business relationships

This Web site may provide links or references to non-KRYS Web sites and resources. KRYS makes no representations, warranties, or other commitments whatsoever about any non-KRYS Web sites or third-party resources that may be referenced, accessible from, or linked to any KRYS site. A link to a non-KRYS Web site does not mean that KRYS endorses the content or use of such Web site or its owner. In addition, KRYS is not a party to or responsible for any transactions you may enter into with third parties, even if you learn of such parties (or use a link to such parties) from a KRYS site. Accordingly, you acknowledge and agree that KRYS is not responsible for the availability of such external sites or resources, and is not responsible or liable for any content, services, products, or other materials on or available from those sites or resources.

When you access a non-KRYS Web site, even one that may contain the KRYS logo, please understand that it is independent from KRYS, and that KRYS does not control the content on that Web site. It is up to you to take precautions to protect yourself from viruses, worms, trojan horses, and other potentially destructive programs, and to protect your information as you deem appropriate.

Linking to this site

All links to this Web site must be approved in writing by KRYS, except that KRYS consents to links in which the link and the pages that are activated by the link do not: (a) create frames around any page on this Web site or use other techniques that alter in any way the visual presentation or appearance of any content within this site; (b) misrepresent your relationship with KRYS; (c) imply that KRYS approves or endorses you, your Web site, or your service or product offerings; and (d) present false or misleading impressions about KRYS or otherwise damage the goodwill associated with the KRYS name or trademarks. As a further condition to being permitted to link to this site, you agree that KRYS may at any time, in its sole discretion, terminate permission to link to this Web site. In such event, you agree to immediately remove all links to this Web site and to cease using any KRYS trademark.

Disclaimer Of Warranty

USE OF THIS SITE IS AT YOUR SOLE RISK. ALL MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, AND SERVICES ARE PROVIDED "AS IS," WITH NO WARRANTIES OR GUARANTEES WHATSOEVER. KRYS EXPRESSLY DISCLAIMS TO THE FULLEST EXTENT PERMITTED BY LAW ALL EXPRESS, IMPLIED, STATUTORY, AND OTHER WARRANTIES, GUARANTEES, OR REPRESENTATIONS, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY AND INTELLECTUAL PROPERTY RIGHTS. WITHOUT LIMITATION, KRYS MAKES NO WARRANTY OR GUARANTEE THAT THIS WEB SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE.

YOU UNDERSTAND AND AGREE THAT IF YOU DOWNLOAD OR OTHERWISE OBTAIN MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, OR SERVICES, YOU DO SO AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES THAT MAY RESULT, INCLUDING LOSS OF DATA OR DAMAGE TO YOUR COMPUTER SYSTEM.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Limitation Of Liability

IN NO EVENT WILL KRYS BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES OF ANY TYPE WHATSOEVER RELATED TO OR ARISING FROM THIS WEB SITE OR ANY USE OF THIS WEB SITE, OR OF ANY SITE OR RESOURCE LINKED TO, REFERENCED, OR ACCESSED THROUGH THIS WEB SITE, OR FOR THE USE OR DOWNLOADING OF, OR ACCESS TO, ANY MATERIALS, INFORMATION, PRODUCTS, OR SERVICES, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOST SAVINGS OR LOSS OF PROGRAMS OR OTHER DATA, EVEN IF KRYS IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS EXCLUSION AND WAIVER OF LIABILITY APPLIES TO ALL CAUSES OF ACTION, WHETHER BASED ON CONTRACT, WARRANTY, TORT, OR ANY OTHER LEGAL THEORIES.

Additional or different terms, conditions, and notices may apply to specific materials, information, products, software, and services offered through this Web site. In the event of any conflict, such additional or different terms, conditions, and notices will prevail over these Terms of Use. Please see the applicable agreement or notice.

Violations

Please report any violations of these Terms of Use to KRYS at creativity@krysglobal.com.